@IaBoy62 wrote:Discover March 13 662 free score
BOA March 21 662 free score
MyFico March 25 702 purchased 3B
Walmart MC April 1 705 activated card and signed up
CCT April 2 710 monthly update
Walmart store April 5 * 665 refreshed score with statement enrollment
BOA April 9 714 HP for cli denial
Barclay's April 21 * 664 notified April 23 of score change
MyFico April 23 714 purchased April 23
Walmart MC April 23 714 refreshed score with statement enrollment
When I saw my score increased on March 25 I applied and got Stash VISA, Ebates VISA, Walmart MC, and second Sam's store card and these accounts have all reported.
Why the different scores?
What is your latest Discover statement score?
I'm not sure the source of the Walmart, BofA or Barclays, so can't confirm their usefulness in this sequence.
It looks like you got a boost in late March, and consistent through April.
Ok, like I said I can't vouch for the others, but you only have one Barclays score in the bunch. It could be that Barlay in the prior month was 650 or 655, which would keep it in line with the trend of the others.
With any scoring system, you want to track that scoring system to itself over time, not compare to other scores.
The exception is when baselining what you know to be TU 08, so myFICO TU 08, compare to Discover, fine, those are the same. CCT TU likely also. Step too far away from a known score, though, and you start getting into strange differences at any point in time.
