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NEW HERE and confused ...

tag
Anonymous
Not applicable

NEW HERE and confused ...

The scores here are much higher than scores I've pulled from other sites. Which would be more accurate?

Also, my dashboard states the report is through 12/2015 ... am I not going to get monthly score/report updates? Then what is the monthly fee for?

 

Thanks in advance :-)

I've enjoyed trolling the community thus far

Message 1 of 5
4 REPLIES 4
Kenny
Moderator Emeritus

Re: NEW HERE and confused ...

We'd need to know more about what exactly you purchased. (the product.)

And these scores are genuine Fico 08 scores.
Message 2 of 5
Anonymous
Not applicable

Re: NEW HERE and confused ...

I will point you toward one of many many existing threads that speak on this subject.

 

http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/How-often-my-report-and-scores-get-updated-h...

 

Take a read through and let us know of you have any questions this dosnt address.

Message 3 of 5
NRB525
Super Contributor

Re: NEW HERE and confused ...

With the monitoring, you really only need to buy the full 3-bureau report again a year from now. You've got the current report, you will start getting notifications of score changes (presuming you haven't turned that off, check the settings) and so that will give you the trigger factors, and updates at various times of how the score is changing for each bureau. It is not daily, but as you watch, it will keep updating. For me, it's been daily notices and a once or twice per week "score change" result.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 5
Anonymous
Not applicable

Re: NEW HERE and confused ...

Thank you all for the replies, they were each helpful. I have since received 2 alerts and my score updates

Message 5 of 5
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