Does this balance affect your utilization? I have a 700 balance on it and Credit Karma and Credit Check Total both have left this off of my utilization percentage. Either way my utilization will be under 10% but just curious.
@michaels88369 wrote: Does this balance affect your utilization? I have a 700 balance on it and Credit Karma and Credit Check Total both have left this off of my utilization percentage. Either way my utilization will be under 10% but just curious.
It reports as revolving, so yes any balance would be factored into your revolving utilization.
