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NFCU CLOC

Frequent Contributor

NFCU CLOC

Does this balance affect your utilization? I have a 700 balance on it and Credit Karma and Credit Check Total both have left this off of my utilization percentage. Either way my utilization will be under 10% but just curious.
Credit conscience!
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Senior Contributor

Re: NFCU CLOC


michaels88369 wrote:
Does this balance affect your utilization? I have a 700 balance on it and Credit Karma and Credit Check Total both have left this off of my utilization percentage. Either way my utilization will be under 10% but just curious.

It reports as revolving, so yes any balance would be factored into your revolving utilization.

NFCU Platinum $7300- AMEX BCP $9000- PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- Care Credit $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 12/9/17** EX- 756(16) TU- 775(15) EQ- 742(15) UTI 8%- Clean Files
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