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Valued Member
Posts: 111
Registered: ‎09-05-2013
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NFCU Report Cycles

Does anyone know when NFCU reports to the bureaus each month? I'm curious based on when I should pull my next report and expect results.


Starting FICO EQ Score: 597
Current FICO EQ Score: 664
Goal FICO EQ Score: 750


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Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: NFCU Report Cycles

It'll usually report within a couple of days following your statement date.

Valued Member
Posts: 111
Registered: ‎09-05-2013
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Re: NFCU Report Cycles

Statement dates are the 15th of each month. So, if I assume they report on the 18th to the bureaus, how long before it would show on a rapid rescore my lender would pull?

 

The house I'm looking at dropped another 5k last night and I only need 15 pts to hit the lenders min score of 600.


Starting FICO EQ Score: 597
Current FICO EQ Score: 664
Goal FICO EQ Score: 750


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Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: NFCU Report Cycles


klondike wrote:

Statement dates are the 15th of each month. So, if I assume they report on the 18th to the bureaus, how long before it would show on a rapid rescore my lender would pull?

 

The house I'm looking at dropped another 5k last night and I only need 15 pts to hit the lenders min score of 600.


My statement date is on the 18th for both my Navcheck and Visa (due dates on the 16th). I usually see a change in the reporting beginning on the 19th. It's a YMMV for everyone.

 

In your example, you should start seeing an update beginning the 16th-17th beginning on EQ then EX, followed by TU up to a couple of days later. 

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Valued Member
Posts: 111
Registered: ‎09-05-2013
0

Re: NFCU Report Cycles

Will keep everyone posted on the results.


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Current FICO EQ Score: 664
Goal FICO EQ Score: 750


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