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NFCU Score Range 336 to 843???

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ls2016
Frequent Contributor

NFCU Score Range 336 to 843???

Just received a letter from NFCU regarding the credit score and price you pay. It list a Transunion score of 656 with a range of 336 to 843.Anybody know what scoring model was used, as it's not adding up to any of myFICO 3B scores? Just curious.

Current FICO 8s: Ex 768, Tu 741, Eq 741
Current FICO 9s: Ex 775, Tu ?? Eq 781
Total TLs: $120,000
8 (30-60 day) mortgage lates and 2 (30 day) auto lates remain from Jan., Feb. 2016
Current Mortgage Ex. Fico 2 787
Message 1 of 5
4 REPLIES 4
Revelate
Moderator Emeritus

Re: NFCU Score Range 336 to 843???


@ls2016 wrote:

Just received a letter from NFCU regarding the credit score and price you pay. It list a Transunion score of 656 with a range of 336 to 843.Anybody know what scoring model was used, as it's not adding up to any of myFICO 3B scores? Just curious.


TU 98.  It won't match up here; interesting to see that NFCU is using that score TBH.

 

MF doesn't offer that one as hardly anyone still uses it in their pull data.  Incidentally that was the Transunion FICO option offered years ago, and the algorithm was developed 20 years ago.




        
Message 2 of 5
ls2016
Frequent Contributor

Re: NFCU Score Range 336 to 843???

Oh my...Thanks for your help.
Current FICO 8s: Ex 768, Tu 741, Eq 741
Current FICO 9s: Ex 775, Tu ?? Eq 781
Total TLs: $120,000
8 (30-60 day) mortgage lates and 2 (30 day) auto lates remain from Jan., Feb. 2016
Current Mortgage Ex. Fico 2 787
Message 3 of 5
Thomas_Thumb
Senior Contributor

Re: NFCU Score Range 336 to 843???


@ls2016 wrote:
Oh my...Thanks for your help.

In case your interested - click on the below link to see a summary table of scoring models and their corresponding score ranges.

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/The-many-flavors-of-FICO-Editions-version...

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 4 of 5
ls2016
Frequent Contributor

Re: NFCU Score Range 336 to 843???

Thanks for the link.
Current FICO 8s: Ex 768, Tu 741, Eq 741
Current FICO 9s: Ex 775, Tu ?? Eq 781
Total TLs: $120,000
8 (30-60 day) mortgage lates and 2 (30 day) auto lates remain from Jan., Feb. 2016
Current Mortgage Ex. Fico 2 787
Message 5 of 5
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