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Established Member
Posts: 16
Registered: ‎12-13-2010
0 Kudos


Need some help!  I have EQ and TU reporting scores but not Experian.  I'm an authorized user on my wife's Cap One Credit card which shows up on my EQ and TU but nothing is showing up on Experian. Is there a reason for that?

Regular Contributor
Posts: 236
Registered: ‎03-16-2017
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It takes time to appear. Usually Experian shows up first but sometimes apparently not.

1 Timothy 6:10
New Contributor
Posts: 71
Registered: ‎01-06-2017


If that's the only card you have (or are an authorized user on), your credit profile may stlill be too thin and it may take time.  My TU & EQ scores showed up instantly when I started rebuilding my credit.  My Experian didn't show up till almost 6 months later.   At that time I had only one credit card (Capital One Secured) and student loans.  



AMEX Blue Cash | Capital One Platinum | OverStock CC | Quiksilver | Walmart | VS Angel Card | 24k Student Loans |

Starting Scores: 4/1/2017 EQ: 623 TU: 644 EX: 661
Goal: 720 EQ-TU-EX

Gardening till April 2018!

Valued Contributor
Posts: 2,443
Registered: ‎03-20-2014
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[ Edited ]

Sometimes cards, that usually report to all 3 bureaus, only report to 2.


If you don't have anything active on EX, you will not get an EX FICO score.

New Member
Posts: 18
Registered: ‎04-22-2017


I had this issue as well and I had to investigate. I asked for my credit report from experian directly and they had my birth year listed as 2011. Once that fixed it, I got the score.

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