Need a 15 point increase fast for mortgage approval!

[Anonymous]

I need to increase my FICO score from a 685 to 700 to qualify for a mortgage.  I recently paid down my 2 credit cards and I decreased me revolving credit card debt from 86% to 36% uti.  My mortgage broker is doing a repaid rescore on Monday to see if this will increase my score by 15 points.  I have an excellent re-payment history and 3 installment loans that I always pay on time (2 are student loans).  Do you think this is going to work?

I am really nervous!! 

[Anonymous]

That should work. I just paid off a few cards and it raised my score 31 points. 58% utlz.

[Anonymous]

How many crds did you pay off for this increase?

[llecs]

You have received replies to this message with the same question. Please see the response here:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&message.id=34730#M34730

[Anonymous]

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llecs wrote:

You have received replies to this message with the same question. Please see the response here:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&message.id=34730#M34730

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I've locked that thread. 

Please see this thread instead http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=34796