Reply
New Visitor
Posts: 3
Registered: ‎03-11-2007
0

Need a third score

Being in the mortgage business I run into clients with only 1 or 2 scores reporting when it appears there is sufficient credit to generate all 3 scores. anyone have any advice on how to stimulate the agencies to generate a score for a borrower?
Member
Posts: 5
Registered: ‎03-05-2007
0

Great question, this happened to us. We needed that 3rd s...

Great question, this happened to us.
We needed that 3rd score because our TU and EQ scores were over 100 pts diffrent!
EX said they had no score for us.
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
0

You can always request that your current creditors report...

You can always request that your current creditors report to all three e bureaus.  Some do, some don't.  The easiest way to have credit on all three is to apply for a card that reports to all three. Most majors do.  If you are just starting out try Capital one or Orchard bank.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.