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Need a third score

New Visitor

Need a third score

Being in the mortgage business I run into clients with only 1 or 2 scores reporting when it appears there is sufficient credit to generate all 3 scores. anyone have any advice on how to stimulate the agencies to generate a score for a borrower?
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2 REPLIES
Member

Great question, this happened to us. We needed that 3rd s...

Great question, this happened to us.
We needed that 3rd score because our TU and EQ scores were over 100 pts diffrent!
EX said they had no score for us.
Message 2 of 3
Moderator Emeritus

You can always request that your current creditors report...

You can always request that your current creditors report to all three e bureaus.  Some do, some don't.  The easiest way to have credit on all three is to apply for a card that reports to all three. Most majors do.  If you are just starting out try Capital one or Orchard bank.
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