Hello everyone, I'm sorry if this post seems repetitive but I'd really like some advice on how to improve my credit score. For the past year I've worked on improving it (paying off all credit cards and using only 1 as my main method of payment). In the past, I've been late on payments several times but that's the extent of my wrongdoings. I'm wondering if there's anything else I need to do to improve my rating. Should I stop using my credit card altogether? As of right now, I'm using just 1 and paying off the balance each billing period. Any advice is appreciated, please help. Thanks in advance.
