@tayjoemom2628 wrote:
I had the card for 4 years and the limit is $500. It's the only chase card I have. I have two 30 days late from March 2015
Yeah I can see why you want a CLI after having that limit for 4 years. As I mentioned before a lot of what Chase does is based on their internal score for you but i think those two lates being less than a year might hurt your chances. On the other hand while I certainly recognize the desire to not waste a HP, ultimately you're going to have to take the risk. HPs while not desirable are not the horrible credit destroyer that they are often portrayed. I have quite a few myself and my 3 scores are all above 800. I wish I could tell you for sure one way or the other but that's pretty much impossible. Maybe wait until March when the lates turn a year old and then try.
