First question: It all depends on your FICO score, the total amount of your current debt, and your income. No one can make an accurate prediction without more info.
Second question: Again, it depends. Any application for credit (whether it's for a card or a car) generates a hard inquiry, and too many count against you. If you are shopping for a car loan, get all your quotes within a 14-day period. Those inquiries should count as a single one. The further apart you can space your other inquiries, the better your chances. The bank gets nervous if you are suddenly applying for a lot of credit.
Message Edited by masdeocho on 04-20-200711:07 AM
----------------- Bartender, bring another round of FICOtinis please!