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Frequent Contributor
Posts: 431
Registered: ‎05-23-2013
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New CC's and FICO aging...

I have 3 new cards that will be 1 year's old next month. Since they are 11 months old, does FICO still count them as "zero" years old in calculating the age of account. Will they start adding to the AAoA next month?

Myfico scores.....
EX... 805 (11-10-13)
EQ... 810 (12-02-13)
TU... 810 (12-02-13)
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: New CC's and FICO aging...

I'm not sure about the zero years old, but I do know that I saw a noticeable score bump when the four cards that I apped for at the same time hit their one year anniversary. I would expect you to see a boost, as well.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
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Posts: 27,206
Registered: ‎09-13-2012
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Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: New CC's and FICO aging...

Thanks, Lexie. Removing.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
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