know that I would take a point hit I still applied for a CC knowing I had to build and diversify my credit...I have had 1 credit card for 11 months before this new one....how long to recover the 8 and gain more
I'd say you'll have your points back after 3 months, possibly sooner. Just treat it right.
It costs points to make points. Congrats on the new tradeline.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007