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New FICO scores

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soljaboy2013
Established Member

New FICO scores

Just checked my FICO scores from this site...very pleased. my lowest recorded score was 626 in march 2013. Now i have a high of 725 from myFico (transunion) and with a score of 743 reporting from USAA.(Experian)..Gotta keep the pace going. Smiley HappySmiley HappySmiley Happy Seems like my lowest was from Equifax (685)... Smiley Sad mostly because the inquiries i guess. Seem like every creditor uses them first. Kinda mind boggling when Experian shows one inquiry and Equifax shows 15... Smiley Surprised Smiley Surprised Guess i will be gardening the rest of this year. 

Scores below in my signature. 


10/17/14 MYFICO EXP: 705, EQ: 662, TRANS: 689, 10/06/14 WALMART T/U: 702, 9/18/14 USAA EXP: 748
TOTAL CREDIT: $90,850. GOAL: $100K


Message 1 of 7
6 REPLIES 6
mongstradamus
Super Contributor

Re: New FICO scores


@soljaboy2013 wrote:

Just checked my FICO scores from this site...very pleased. my lowest recorded score was 626 in march 2013. Now i have a high of 725 from myFico (transunion) and with a score of 743 reporting from USAA.(Experian)..Gotta keep the pace going. Smiley HappySmiley HappySmiley Happy Seems like my lowest was from Equifax (685)... Smiley Sad mostly because the inquiries i guess. Seem like every creditor uses them first. Kinda mind boggling when Experian shows one inquiry and Equifax shows 15... Smiley Surprised Smiley Surprised Guess i will be gardening the rest of this year. 

Scores below in my signature. 


Just so you know USAA experian is an fako , at least last time i checked they only reported fako score. TU98 you get from here is an bit on the older side and don't think many lenders use that variation of TU fico anymore. I didn't mean to burst your bubble just throwing it out there :-)

 

Oops i just saw that you put down both your usaa and myfico ex sorry bout that me slow tonight :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 7
soljaboy2013
Established Member

Re: New FICO scores

yah i kinda knew that ussa is a FAKO score but just seeing that high number is enough satisfaction for me...as long as it going up LOL


10/17/14 MYFICO EXP: 705, EQ: 662, TRANS: 689, 10/06/14 WALMART T/U: 702, 9/18/14 USAA EXP: 748
TOTAL CREDIT: $90,850. GOAL: $100K


Message 3 of 7
Lechte
Frequent Contributor

Re: New FICO scores


@soljaboy2013 wrote:

yah i kinda knew that ussa is a FAKO score but just seeing that high number is enough satisfaction for me...as long as it going up LOL


Your FICO EX is still pretty good.   I hate EX...or at least the 08 model.  It's an A-hole to me.    

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)


Message 4 of 7
VirtualCuriosity
Established Contributor

Re: New FICO scores

Hmmm.  Seems at least for me, TU is the most common pulled from the creditors that auto dealership or I initiated apps with.  Only 2 on EQ and 10 on TU.  Luckily almost all fall off in a few months


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 5 of 7
mongstradamus
Super Contributor

Re: New FICO scores


@Lechte wrote:

@soljaboy2013 wrote:

yah i kinda knew that ussa is a FAKO score but just seeing that high number is enough satisfaction for me...as long as it going up LOL


Your FICO EX is still pretty good.   I hate EX...or at least the 08 model.  It's an A-hole to me.    


Yeah something about ex 08 is odd don't know what it is maybe they don't count au accounts. I don't know mine is forty points lower than both eq and tu for me 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 7
Revelate
Moderator Emeritus

Re: New FICO scores


@mongstradamus wrote:

@Lechte wrote:

@soljaboy2013 wrote:

yah i kinda knew that ussa is a FAKO score but just seeing that high number is enough satisfaction for me...as long as it going up LOL


Your FICO EX is still pretty good.   I hate EX...or at least the 08 model.  It's an A-hole to me.    


Yeah something about ex 08 is odd don't know what it is maybe they don't count au accounts. I don't know mine is forty points lower than both eq and tu for me 


Try removing yourself as an AU and, get a months worth of useful scores, then re-add them.




        
Message 7 of 7
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