Understanding FICO® Scoring

[AllPro]

When do the new reports and scores come out for this month ? I had a few things come off my report and dont want to pay for the score and report i already have.

  Thanks

[Lel]

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AllPro wrote:

When do the new reports and scores come out for this month ? I had a few things come off my report and dont want to pay for the score and report i already have.

  Thanks

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What FICO product do you have?  TU quarterly monitoring or Score Watch?  And what sort of things came off your report?

[pizzadude]

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AllPro wrote:

When do the new reports and scores come out for this month ? I had a few things come off my report and dont want to pay for the score and report i already have.

  Thanks

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The account info on your reports and on which your scores are based is typically updated by each creditor once a month.   Most creditors will send an update to each CRA shortly after each new statment is generated, so if you are wanting new scores based on updated account information you need to look at when your creditors send their updates....

[AllPro]

I had a 3 year old collection that was not opened by me .+ i paid all my cc off. I have TU quarterly  and dont want to wait until march3 . I guess i have to wait a bit longer for the score to update.I want to app for a few things, thus wanting the new scores

[pizzadude]

Did you dispute the Collection, and is it going to be removed ?? If so I would give it at least 30 -60 days to remove....

[AllPro]

Yes i didputed it, but when they contacted  NCO  the bill was in my name so the refused to remove it. I had to have a police report and proof of adrress from 10 years ago once i sent this to NCO they removed the collection. I called Trans to verfify.