I have 1 inquiry showing up on EQ right now. I opened a Healthcare CC last November to get eye surgery and pay off over 24 months at 0% (CareCredit by GE). Should I expect a few points next month as this ages to 1 year and the inquiry disappears? Will I get a bump on TU and EX as well for not having a 1 in the "Accounts opened in the past year"?
I'm wanting to buy a car in the next few months as there are a lot of good deals out there and was curious. Probably don't have anything to worry about since I have 2 scores in the 780's, but just wanted to check.
Scores June-09: EQ 798 TU-785
Scores Mar-09: EQ 792 (getting close) TU-782
Scores Feb-09: EQ- 786 EX- ??? TU-777
Scores Jan-09: EQ- 791 EX- 786 TU-765
Scores Aug-08: EQ- 786 EX- 779 TU- 737
