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New inquiry

tag
Anonymous
Not applicable

New inquiry

Hi every one just wanted to let u guys know that my fico didn't change at all from one new inquiry from lender pull I got an alert and it said about the new inquiry but my fico stayed the same.. Kind of cool but why didn't it change??
Thanks
Message 1 of 3
2 REPLIES 2
llecs
Moderator Emeritus

Re: New inquiry

Inquiry damage is overrated. I used to pull my FICO scores the day before the pull and the day after just to see the score change, and assuming I could peg who the creditor pulled. Probably 9 of every 10 inquiries resulted in no FICO change. Of those that did, it was 7 or less points. Certainly YMMV on your credit.

Message 2 of 3
Booner72
Senior Contributor

Re: New inquiry

Sadly, I have 13 inquries in the last year.  I have never lost a point.  (I have had SW and would get an alert w/ the score).

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 3 of 3
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