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No Credit report/score?

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MJVBAK
Regular Contributor

No Credit report/score?

I tried to run a 3b report through myfico and got this message:

 

Our apologies, an error has occurred...

In processing your FICO® Score 3-Report View order, it was discovered that all three of your credit reports do not currently contain enough information to meet the minimum scoring criteria required to calculate a FICO® Score. In order for a FICO® Score to be calculated, a report must contain:
  1. At least one account which has been open for six months or more.
  2. At least one account that has been updated in the past six months.
  3. No indication of deceased on the credit report.
Your credit card will not be charged.
 
 
 
I just opened an opensky and capital1 secured, when those report will I have a score & credit report? Or is there another issue I'm missing.
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: No Credit report/score?

Yes, if you only have those 2 accounts, and they are less than 6 months old, reason #1 from that list is why a FICO score can't be generated. Let those report and wait 6 months.

Message 2 of 2
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