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No change in Experian score after BK dropped.

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oldman425
Frequent Contributor

No change in Experian score after BK dropped.

Both TU and EQ had really nice jumps when my Chapter 13 dropped, but Experian hasv't budged.  Any idea why?

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 1 of 5
4 REPLIES 4
SouthJamaica
Mega Contributor

Re: No change in Experian score after BK dropped.


@oldman425 wrote:

Both TU and EQ had really nice jumps when my Chapter 13 dropped, but Experian hasv't budged.  Any idea why?


I find it unimaginable.

 

Are you sure the EX report has updated?


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 2 of 5
oldman425
Frequent Contributor

Re: No change in Experian score after BK dropped.

EX is dated 3/1/2017 while the other 2 are 3/2/17.  I checked the EX report and the BK is gone.  I went ahead and tried to nudge it by applying for the AMEX Blue that according to the credit pull database pulls EX for where I live.  Guess I'll see what happens over the weekend.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 3 of 5
SouthJamaica
Mega Contributor

Re: No change in Experian score after BK dropped.


@oldman425 wrote:

EX is dated 3/1/2017 while the other 2 are 3/2/17.  I checked the EX report and the BK is gone. 

 

checked it where? unless you did it on experian.com, it's not current

 

I went ahead and tried to nudge it by applying for the AMEX Blue

 

i don't think that nudges anything

 

that according to the credit pull database pulls EX for where I live.  Guess I'll see what happens over the weekend.


 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 4 of 5
oldman425
Frequent Contributor

Re: No change in Experian score after BK dropped.


@SouthJamaica wrote:

@oldman425 wrote:

EX is dated 3/1/2017 while the other 2 are 3/2/17.  I checked the EX report and the BK is gone. 

 

checked it where? unless you did it on experian.com, it's not current

 

I went ahead and tried to nudge it by applying for the AMEX Blue

 

i don't think that nudges anything

 

that according to the credit pull database pulls EX for where I live.  Guess I'll see what happens over the weekend.


 


Ran a 1B report from here and so far no HP from AMEX on EX.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 5 of 5
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