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Nordstrom Account Reopened with no Inq

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eonxblue
Established Member

Nordstrom Account Reopened with no Inq

I contacted the Nordstrom EO and I was able to open a previous account that was closed (by creditor due to late payments) without a hard pull. How would this affect my FICO scores when this account begins reporting again?

 

Thanks!

 

PS: Love their EO! I did not anticipate a bypass on a hard inquiry! Amazing.

Message 1 of 11
10 REPLIES 10
09Lexie
Moderator Emerita

Re: Nordstrom Account Reopened with no Inq

hard to tell with the limited information provided. If, they are keeping your original date and pyt history you can plug that into your util and there won't be a ding for a new acct or inq. If they are opening it as of today, then you will get the new acct ding.
Message 2 of 11
eonxblue
Established Member

Re: Nordstrom Account Reopened with no Inq

I'm not sure about that! All I know is that it's the same account # and same card. I suppose I can call back and ask.

Message 3 of 11
eonxblue
Established Member

Re: Nordstrom Account Reopened with no Inq

Called them and it's the same tradeline! Nordstrom EO is awesome!

Message 4 of 11
09Lexie
Moderator Emerita

Re: Nordstrom Account Reopened with no Inq

Message 5 of 11
ezdoesit
Valued Contributor

Re: Nordstrom Account Reopened with no Inq


@eonxblue wrote:

Called them and it's the same tradeline! Nordstrom EO is awesome!


That really is great news.  Congrats.

Message 6 of 11
GFer
Valued Contributor

Re: Nordstrom Account Reopened with no Inq

Wow! I'm impressed...you should be doing a happy dance! Congrats!



EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

Take the myFICO Fitness Challenge
Message 7 of 11
kid611
New Member

Re: Nordstrom Account Reopened with no Inq

Did you meant the Nordstrom EO or CEO? Do you still have that contact information. I had a similar situation happen to me while I was out on disability while I was pregnant with my son.

Message 8 of 11
Smith2007
New Visitor

Re: Nordstrom Account Reopened with no Inq

Hello. Do you still have the contact email that you sent your request to? If so. could you share?

Message 9 of 11
Smith2007
New Visitor

Re: Nordstrom Account Reopened with no Inq

Any luck with that email address?

 

Message 10 of 11
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