Reply
Established Member
Posts: 17
Registered: ‎05-27-2013
0

Nordstrom Account Reopened with no Inq

I contacted the Nordstrom EO and I was able to open a previous account that was closed (by creditor due to late payments) without a hard pull. How would this affect my FICO scores when this account begins reporting again?

 

Thanks!

 

PS: Love their EO! I did not anticipate a bypass on a hard inquiry! Amazing.

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Nordstrom Account Reopened with no Inq

hard to tell with the limited information provided. If, they are keeping your original date and pyt history you can plug that into your util and there won't be a ding for a new acct or inq. If they are opening it as of today, then you will get the new acct ding.
Established Member
Posts: 17
Registered: ‎05-27-2013
0

Re: Nordstrom Account Reopened with no Inq

I'm not sure about that! All I know is that it's the same account # and same card. I suppose I can call back and ask.

Highlighted
Established Member
Posts: 17
Registered: ‎05-27-2013
0

Re: Nordstrom Account Reopened with no Inq

Called them and it's the same tradeline! Nordstrom EO is awesome!

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Nordstrom Account Reopened with no Inq

Valued Contributor
Posts: 1,068
Registered: ‎03-16-2013
0

Re: Nordstrom Account Reopened with no Inq


eonxblue wrote:

Called them and it's the same tradeline! Nordstrom EO is awesome!


That really is great news.  Congrats.

Established Contributor
Posts: 995
Registered: ‎04-01-2008
0

Re: Nordstrom Account Reopened with no Inq

Wow! I'm impressed...you should be doing a happy dance! Congrats!



1/28/14 EQ 817, (6/30/14)EX 821, TU 817 on 6/13/2014

Take the myFICO Fitness Challenge
New Visitor
Posts: 1
Registered: ‎01-08-2014
0

Re: Nordstrom Account Reopened with no Inq

[ Edited ]

Did you meant the Nordstrom EO or CEO? Do you still have that contact information. I had a similar situation happen to me while I was out on disability while I was pregnant with my son.

New Visitor
Posts: 2
Registered: ‎03-01-2014
0

Re: Nordstrom Account Reopened with no Inq

Hello. Do you still have the contact email that you sent your request to? If so. could you share?

New Visitor
Posts: 2
Registered: ‎03-01-2014
0

Re: Nordstrom Account Reopened with no Inq

Any luck with that email address?

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.