02-27-2008 03:43 PM - edited 02-27-2008 03:53 PM
02-27-2008 04:15 PM
02-27-2008 04:31 PM
Credit cards rather open or closed in good standing are weighed equally in FICO scoring. By closing a card in good standing, no history is lost. 10 years after the card is closed then maybe yes.
I suspect with a 784, your utility was already pretty low. I think what hurt you more was losing the history those old cards gave you.
02-27-2008 06:21 PM
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