Thanks, Hauling! WOW! And.... Dah to me! That kinda makes sense to me. My oldest account dates back to 1984, and is still posting on my CR, even though I closed it as a result my divorce back in 1998 (ten years ago, oh poop!). It gave me 23+ years of credit lenght in my scoring. My ex was a joint on the card, and due to my lack of FICO knowledge back then, I just cancelled that card for obvious acrimoneous divorce reasons, rather than dropping her as a joint card holder. If I had only known then that there was even anything called a FICO score, I not would simply have dropped the card, only her! her... but alas, water over the dammit. She is still wreaking her revenge upon me!
Wow, these forums give me such retrospective on what I SHOULD have done! LOL! So, oh crap, that means I will lose it totally n my length credit this year, and be back amongst the shorter credit lenght consumers! But hey, hey, my sage.....what about this pipe dream?.... it may then put me back into a lower bucket, and actually increase my score! Whatcha think? LOL! Nah, I hear you resonding already, buckets are always a kick to the head, so I kinda dont forsee any bucket kicking me forward! I think I have a better chance of seeing Jesus!
Regardless of its impact, it is great info to have, Hauling! That AMEX card was the only one I had until 1993, so I guess I am about to lose 9 years of credit length in my scoring! Yes, I shall tip-toe lightly on that bugger, and not ask questions if it does disappear into the ephemeral FICO ether, but it gives me some insight on a reason if my score takes a dive during this year!
Maybe others will learn from the errs of my ways! "Credit cards can be more important than wives!"
Thanks for the useful insight!
Message Edited by RobertEG on
02-27-2008 03:45 PMMessage Edited by RobertEG on
02-27-2008 03:48 PMMessage Edited by RobertEG on
02-27-2008 03:50 PMMessage Edited by RobertEG on
02-27-2008 03:53 PM