New Member
Posts: 1
Registered: ‎09-20-2007

Odd score fluctuations...

So, I get an alert from MyFico that says my score tanked 12 points! I look for the reason why, and it says a "change in balance." My American Express apparently went from zero to $6. (That's six dollars.) That's the reason for a 12 point drop? Beyond that.... it's not even true. Both Amex balances are zero. So, my question is... is this site another hoax? What's with this stuff?
Super Contributor
Posts: 8,161
Registered: ‎03-25-2007

Re: Odd score fluctuations...

There are many small variations in FICO scores for add rerasons.  If you have active trade lines, scores will change.  Mine varies +/- about 10 points with everything being more of less stable
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007

Re: Odd score fluctuations...

other possible reasons: recent application for: credit card, house, boat, installment loan, opening a bank account(a maybe), maybe even cable tv, cel phone, etc, etc, etc ad nauseum. lol You can pull a CR and find out that way......perhaps.
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