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Valued Member
trashyart2000
Posts: 203
Registered: ‎03-18-2008
0

Off the charts

As I was looking at the FICO simulator, I saw that there was something higher than 800. They called it Off the Charts.
 
Is this even possible? If so, do you know someone who is?
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Senior Contributor
Sylviatob
Posts: 4,596
Registered: ‎09-14-2007
0

Re: Off the charts



trashyart2000 wrote:
As I was looking at the FICO simulator, I saw that there was something higher than 800. They called it Off the Charts.
Is this even possible? If so, do you know someone who is?





The FICO scoring range is: 300-850. I got this from the great "Credit Education" section of the menu bar:......................



* FICO® scores are your credit rating
* They range from 300-850, higher is better
* Most lenders base approval on them
* Higher scores mean lower interest rates
* FICO® scores are calculated based on your rating in five general categories: Components of the FICO® score
o Payment history - 35%
o Amounts owed - 30%
o Length of credit history - 15%
o New credit - 10%
o Types of credit used - 10%
* We’re the inventor of the FICO® score
* We’re the only site offering all 3 of your FICO® scores
* The median FICO® score in the U.S. is 723
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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