06-25-2013 04:20 PM - edited 06-25-2013 04:21 PM
I've seen alot of threads/replies about the myFICO EX score and how it compares to real CREDITOR EX scores.
So, I'd like to see how close or 'un-close' the scores are with each other.
Let's start with me....I've been gardening for 6 months, was gonna garden for at least a 1 1/2 yrs in order to buy a house in a year.
Well, here comes motorcycle fever creeping in and applied for a new Harley. I was approved with Harley Davidson credit with an EX pull of 722, exactly the same as myFICO EX score, 722. Coincidence? Maybe. Seems to be pretty damn accurate and not too far off from the fakos.
Other EX fakos are:
Credit.com - 725 EX
Quizzle - 741 EX
Credit Sesame - 709
Experiandirect - 716
Any other examples......
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO