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section8 wrote:What is more benificial for my score?On the plus side having an aged CC factored into my average account age.On the negative side that the account has old negative info (Lates and BK)?I'm thinking about disputing a closed account that was opened in 1995 that ended in BK. Will removing this old info hurt me or help me? The account was closed in 2002, so it probably does not have much negative effect on my scores.