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I pulled my equifax report and one of the factors negatively affecting my score is length of credit history (understandable since my very first credit card -Macy's- was opened January 2007). However, my equifax report is showing my oldest tradeline as American Express (opened October 2007)
Is this negatively impacting me? Should I dispute this with equifax? any chances they will change this comment? or should I not bother.
@Anonymous wrote:I pulled my equifax report and one of the factors negatively affecting my score is length of credit history (understandable since my very first credit card -Macy's- was opened January 2007). However, my equifax report is showing my oldest tradeline as American Express (opened October 2007)
Is this negatively impacting me? Should I dispute this with equifax? any chances they will change this comment? or should I not bother.
Is Macy's reporting to EQ? If so, what is their opening date?
Let it alone!
It is older than the AMEX, and is thus helping your score.
The comment offered in your CR is only that you have a short credit history,and just went back and picked up your oldest account as a reference, which wouold have been worse without Mr. MACY.
Igmore it.