One 90 day late from Dec 2005 Removed - Effect on Score??

[Anonymous]

I received a notice that one of my 90 day lates from 2005 will be removed in a few weeks.  (This is the only late on this account)  Since this was 2 years ago will I still see an effect on my score?

[Anonymous]

Score should go up-

How much? We do not have enough information to even guess.

Congrats-  

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sas wrote:

I received a notice that one of my 90 day lates from 2005 will be removed in a few weeks.  (This is the only late on this account)  Since this was 2 years ago will I still see an effect on my score?

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[RobertEG]

A lot depends on how it is being removed.  Is it being removed totally as a late, or just its 90-day status?  Any late going 90 days must have first gone 30, and then 60 late before going 90-late.  A 90-late is a serious derog, so the effect could be substantial., but will it still show as derog?

[Anonymous]

No - it is just one 90 day late.  For whatever reason they didn't report it as 30 and then 60 and then 90.  Just 90 days late one time.