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One of Three Fico Scores - Help Please

New Member

One of Three Fico Scores - Help Please

I am planning on purchasing my first car during late winter/early spring. I have NO credit cards and the only account I have open is a $2000 school loan that is being paid back (years ahead of time).

I am only able to get my equifax score (697) as the school loan only reports to equifax. I am not able to get a fico score from trans union or experian because I have no credit history with them.

Will I be able to get a loan from a BANK (tcf, wells fargo, cap one, etc.) for an auto loan if I only have one of three fico scores?
Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: One of Three Fico Scores - Help Please

Ask the bank to report to the other two. You need one TL that is 6 months old to get a score.
Message 2 of 4
New Member

Re: One of Three Fico Scores - Help Please

thanks, will i be able to get an auto loan if i only have one fico score?
Message 3 of 4
Moderator Emeritus

Re: One of Three Fico Scores - Help Please



rollindts wrote:
thanks, will i be able to get an auto loan if i only have one fico score?


Perhaps.. It will depend on the lender.
Message 4 of 4