Aloha fellow fico'ers- This month will mark the 1 year anniversary for 4 of my cc's and i'm hoping for a score bump. I will still have 2 other inqs active - one from car refinance & one from opening a Schwab acct. is there anything I need to do to prepare to help me get that bump? I'm already pretty cautious about making sure only one cc reports a balance of >3%. I also wouldn't mind a cli on 2 of the cards - usaa visa & target.
Starting FICO 667 (5/2012) EQ 672 (7/2012) EQ. 681 (8/1/12) EQ Current FICO 682 (10/13/12) EQ; 718 (10/13/12) TU Goal: 760+ but 700-720 by jan 2013 No new apps tll jul 2013