I have located an open revolving account that shows paid as agreed, with a 0 CL.
Account Name Account Number Date Opened Balance Date Reported Past Due Account Status Credit Limit XXXXXXX 5XXXXXXXXXX 05/1997 $0 01/2001 $0 PAYS AS AGREED $0
It shows on a credit report as an open, active revolving TL, with no activity since 2001, and no CL. It looks like a visa store card issued by a major bank.
A) this is bizarre
B) This is one of those "I thought the account was closed" scenarios
C) There is actually limited info to contact the creditor to get it marked "CLOSED"
D) It is not really hurting anything, but at the same time, a 0 CL account is not helping either. (overall UTIL is not an issue)
Comments?