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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

After bringing my util down from 80% to high 20's my scores saw a nice jump recently. Glad to be above 760.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Frequent Contributor
Posts: 380
Registered: ‎02-06-2009
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

My ScoreWatch EQ FICO is exactly 760 but I'm heading the wrong way. My peak score was 790!

Five apps, five new cards in November did some damage.

Just wait till this time next year. I'll be back near 800, and ready to apply for a Priceline Rewards VISA :smileyhappy:


11/02/2012 Peak - EQ 790 (ScoreWatch EQ FICO)
01/06/2015 Current - TU 831 (Walmart MasterCard TU FICO 08 Classic)
GOAL - 800! - App free since 09/07/2014
Regular Contributor
Posts: 104
Registered: ‎01-23-2009
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Kudos to you, NOIS.  Way to go!! :smileyhappy: 

 

Too bad about that BRO7--5 new apps and new cards are deadly, as you well know.  :smileysad:  But, you'll come around again in 2013.

 

My Discover and AMEX CLs are both above $34K, but I just purchased a Long-Arm Quilting Machine, so MyFicos will drop for the end of this year.  :smileysad::smileysad:  Better luck next year.

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Starting Score (1/1/07) - EQ: 813 -- TU: 804 -- EX 825
Updated scores (8/15/14) - EQ - 847; TU-846; EX-841
Current Scores (12/20/14) EQ: 850; TU: 838; EX 844

Goal Score (12/31/15) WHATEVER
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Posts: 3,272
Registered: ‎10-19-2012
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[ Edited ]

My TU score was 768 just 3 months ago, and since then has dropped to 669. I should've shouted out back then :smileytongue:

Regular Contributor
Posts: 104
Registered: ‎01-23-2009
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

OUCH !!  HiLine.   Sorry to hear it.  You'll do better next year with all the info to draw from on this Forum.

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Starting Score (1/1/07) - EQ: 813 -- TU: 804 -- EX 825
Updated scores (8/15/14) - EQ - 847; TU-846; EX-841
Current Scores (12/20/14) EQ: 850; TU: 838; EX 844

Goal Score (12/31/15) WHATEVER
Valued Contributor
Posts: 1,367
Registered: ‎08-30-2011
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Getting there with my scores.  EX is my worst and it was at 743 in November.  I'll have inquiries falling off EX in early 2013 -- currently have 6, 3 will fall off -- so that should help me get over the 760 mark on all 3.  Pushing 800 now, got a report of 803 on my EQ recently. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


LilyBee wrote:

OUCH !!  HiLine.   Sorry to hear it.  You'll do better next year with all the info to draw from on this Forum.


Thanks for the encouragement, LilyBee! That's a very cute name. :smileywink:

 

I am confident about joining the club some time next year, with all the knowledge I gained from this forum and the fact that most of my score drop is attributed to credit inquiries and a high utilization ratio, both of which are temporary effects. :smileyhappy:

 

Frequent Contributor
Posts: 465
Registered: ‎01-03-2013
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Trying to break 800. Currently, Trans-776, Equi-790.


MyFico 4/18/14
Experian-820, Equifax-834, Transunion (Discover)--850-- 7/6/14
Aaoa-9yrs, Oldest-14yrs
1 inquiry equifax 04 Chase mortgage
"Because your FICO® score is exceptionally high, there are no actionable negative factors present with your score".
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Posts: 12,952
Registered: ‎04-15-2011
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Sliding in with an EQ of 788.  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I made it into the club this month, with an EQ of 766!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

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