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My ScoreWatch EQ FICO is exactly 760 but I'm heading the wrong way. My peak score was 790!
Five apps, five new cards in November did some damage.
Just wait till this time next year. I'll be back near 800, and ready to apply for a Priceline Rewards VISA
Kudos to you, NOIS. Way to go!!
Too bad about that BRO7--5 new apps and new cards are deadly, as you well know. But, you'll come around again in 2013.
My Discover and AMEX CLs are both above $34K, but I just purchased a Long-Arm Quilting Machine, so MyFicos will drop for the end of this year. Better luck next year.
My TU score was 768 just 3 months ago, and since then has dropped to 669. I should've shouted out back then
OUCH !! HiLine. Sorry to hear it. You'll do better next year with all the info to draw from on this Forum.
Getting there with my scores. EX is my worst and it was at 743 in November. I'll have inquiries falling off EX in early 2013 -- currently have 6, 3 will fall off -- so that should help me get over the 760 mark on all 3. Pushing 800 now, got a report of 803 on my EQ recently.
@LilyBee wrote:OUCH !! HiLine. Sorry to hear it. You'll do better next year with all the info to draw from on this Forum.
Thanks for the encouragement, LilyBee! That's a very cute name.
I am confident about joining the club some time next year, with all the knowledge I gained from this forum and the fact that most of my score drop is attributed to credit inquiries and a high utilization ratio, both of which are temporary effects.
Trying to break 800. Currently, Trans-776, Equi-790.
Sliding in with an EQ of 788.
I made it into the club this month, with an EQ of 766!