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Valued Member
cat-like-stealth
Posts: 28
Registered: ‎08-27-2008
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I found this thread through one of my searches. Just thought I'd add mine to the mix.
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Phoenix-rising
Posts: 474
Registered: ‎06-16-2008
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

After three months hanging out here and learning from you folks, I now have 2 scores over 760.  :smileyvery-happy:
 
Two things seem to be factors in the score increase:
1.  Util dropped from 33% to 24%
2.  The number of accounts with balances dropped from 10 to 8.
 
I think I'm getting the hang of how this FICO stuff works now.
DH's FICOS: July '08 TU-661 / EQ-593 / EX-656 --> April '09 TU-730 / EQ-705 / EX-685

MY FICOS: July '08 TU-735 / EQ-727 / EX-767 --> April '09 TU-789 / EQ-774 / EX-767
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smallfry
Posts: 4,831
Registered: ‎04-20-2007
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



Phoenix-rising wrote:
After three months hanging out here and learning from you folks, I now have 2 scores over 760.  :smileyvery-happy:
 
Two things seem to be factors in the score increase:
1.  Util dropped from 33% to 24%
2.  The number of accounts with balances dropped from 10 to 8.
 
I think I'm getting the hang of how this FICO stuff works now.



It appears you will be well over 800 once you pay down the limits and get those cards reporting balances down. Congrats.
Valued Member
FL_N8iv
Posts: 25
Registered: ‎01-24-2008
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Joined the 700 club @ 12/07 & crosseed the High Achievers threshold this summer.  I've slipped some since my home seach, but investment and benefit of homeownership is well worth the hit.  Hope to get back soon after I start re-building with "new & improved" credit mix (close 10/08). 
 
Keep a lQQk out for me on the horizon...  :smileywink:
 
 
09/08...EQ 717...EX 734...TU 757    *** post-mortgage search
07/08...EQ 700...EX 765...TU 771
04/08...EQ 731...EX 745...TU 725
01/08....EQ 718...EX 714...TU 704 

Starting Score: (1/31/13) EQ 759...EX Plus 778...TU 777 (~38% util)
Current Score: (6/30/13) EQ 781...EX 829...TU 777 (~25% util)
Goal Score: (12/31/13) 800s across the board (10-15% util)

Take the myFICO Fitness Challenge
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Shnapple
Posts: 837
Registered: ‎02-27-2008
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

The last time I post on this website may very well be in this thread! After stressing over it so long, I may take a hike once I hit 760.
 
Unfortunately (or fortunately for you all!) I have very bad baddies on my report until at least 2011. So I'll be here a while. :smileyhappy:
FEB '08 FAKOs: TU 628 | EX 650 | EQ 584
JAN'09 FAKOs TU 686 | EX 705 | EQ 664
EQ FICO: FEB '08 646 | APR '08 678 | SEP '08 679
Valued Contributor
athensguy
Posts: 1,291
Registered: ‎02-26-2008
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



Shnapple wrote:
The last time I post on this website may very well be in this thread! After stressing over it so long, I may take a hike once I hit 760.
 
Unfortunately (or fortunately for you all!) I have very bad baddies on my report until at least 2011. So I'll be here a while. :smileyhappy:



At least you are more than halfway there!
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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



Shnapple wrote:
The last time I post on this website may very well be in this thread! After stressing over it so long, I may take a hike once I hit 760.
Unfortunately (or fortunately for you all!) I have very bad baddies on my report until at least 2011. So I'll be here a while. :smileyhappy:



Don't leave us !!!! :smileysurprised:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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marty56
Posts: 5,679
Registered: ‎10-06-2007
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



Shnapple wrote:
The last time I post on this website may very well be in this thread! After stressing over it so long, I may take a hike once I hit 760.
 
Unfortunately (or fortunately for you all!) I have very bad baddies on my report until at least 2011. So I'll be here a while. :smileyhappy:


I have to wait 4 more years till my major derog falls off to get to 800+ and 2 more years (???) till EQ goes over 760.
 
From someone who never cared about his credit score 1 year ago, once you start seeing real results, you will be hooked and as a classic rock band once said, you can checkout anytime but you can never leave.
 
Trust me, once your scores goe over 760, you'll be here for life.
09/12/2013 FICO: EQ: 772 EX:813 TU:752
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vzcoei
Posts: 1
Registered: ‎12-14-2007
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

TU-780 EQ-813 EX-835
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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



vzcoei wrote:
TU-780 EQ-813 EX-835



Welcome to the forums!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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