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Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Valued Member

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I found this thread through one of my searches. Just thought I'd add mine to the mix.
Message 91 of 1,447
Frequent Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

After three months hanging out here and learning from you folks, I now have 2 scores over 760.  Smiley Very Happy
 
Two things seem to be factors in the score increase:
1.  Util dropped from 33% to 24%
2.  The number of accounts with balances dropped from 10 to 8.
 
I think I'm getting the hang of how this FICO stuff works now.
DH's FICOS: July '08 TU-661 / EQ-593 / EX-656 --> April '09 TU-730 / EQ-705 / EX-685

MY FICOS: July '08 TU-735 / EQ-727 / EX-767 --> April '09 TU-789 / EQ-774 / EX-767
Message 92 of 1,447
Senior Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



Phoenix-rising wrote:
After three months hanging out here and learning from you folks, I now have 2 scores over 760.  Smiley Very Happy
 
Two things seem to be factors in the score increase:
1.  Util dropped from 33% to 24%
2.  The number of accounts with balances dropped from 10 to 8.
 
I think I'm getting the hang of how this FICO stuff works now.



It appears you will be well over 800 once you pay down the limits and get those cards reporting balances down. Congrats.
Message 93 of 1,447
Highlighted
Valued Member

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Joined the 700 club @ 12/07 & crosseed the High Achievers threshold this summer.  I've slipped some since my home seach, but investment and benefit of homeownership is well worth the hit.  Hope to get back soon after I start re-building with "new & improved" credit mix (close 10/08). 
 
Keep a lQQk out for me on the horizon...  Smiley Wink
 
 
09/08...EQ 717...EX 734...TU 757    *** post-mortgage search
07/08...EQ 700...EX 765...TU 771
04/08...EQ 731...EX 745...TU 725
01/08....EQ 718...EX 714...TU 704 

Starting Score: (1/31/13) EQ 759...EX Plus 778...TU 777 (~38% util)
Current Score: (6/30/13) EQ 781...EX 829...TU 777 (~25% util)
Goal Score: (12/31/13) 800s across the board (10-15% util)

Take the myFICO Fitness Challenge
Message 94 of 1,447
Established Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

The last time I post on this website may very well be in this thread! After stressing over it so long, I may take a hike once I hit 760.
 
Unfortunately (or fortunately for you all!) I have very bad baddies on my report until at least 2011. So I'll be here a while. Smiley Happy
FEB '08 FAKOs: TU 628 | EX 650 | EQ 584
JAN'09 FAKOs TU 686 | EX 705 | EQ 664
EQ FICO: FEB '08 646 | APR '08 678 | SEP '08 679
Message 95 of 1,447
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



Shnapple wrote:
The last time I post on this website may very well be in this thread! After stressing over it so long, I may take a hike once I hit 760.
 
Unfortunately (or fortunately for you all!) I have very bad baddies on my report until at least 2011. So I'll be here a while. Smiley Happy



At least you are more than halfway there!
Message 96 of 1,447
Moderator Emerita

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



Shnapple wrote:
The last time I post on this website may very well be in this thread! After stressing over it so long, I may take a hike once I hit 760.
Unfortunately (or fortunately for you all!) I have very bad baddies on my report until at least 2011. So I'll be here a while. Smiley Happy



Don't leave us !!!! Smiley Surprised
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 97 of 1,447
Super Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



Shnapple wrote:
The last time I post on this website may very well be in this thread! After stressing over it so long, I may take a hike once I hit 760.
 
Unfortunately (or fortunately for you all!) I have very bad baddies on my report until at least 2011. So I'll be here a while. Smiley Happy


I have to wait 4 more years till my major derog falls off to get to 800+ and 2 more years (???) till EQ goes over 760.
 
From someone who never cared about his credit score 1 year ago, once you start seeing real results, you will be hooked and as a classic rock band once said, you can checkout anytime but you can never leave.
 
Trust me, once your scores goe over 760, you'll be here for life.
12/08/2017 FICO: EQ 843 TU 849 EX 844
Message 98 of 1,447
New Visitor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

TU-780 EQ-813 EX-835
Message 99 of 1,447
Moderator Emerita

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?



vzcoei wrote:
TU-780 EQ-813 EX-835



Welcome to the forums!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 100 of 1,447