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Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

No problem LilyBee. I am not very old but not very young either putting it that way Smiley Wink I just really started putting emphasis on my credit the last couple of years after paying cash for eveything for many many years.The 19 cards where a (learning curve) for me in which half of them will be closed due to higher aprs and the need to not have many store cards(5) currently. The boa cash rewards card had a great BT promo running in May so I trasnfered several of my balances to the one card 0% promo until Oct 2018 so I jumped on it! Thought it would make more since to have just 1 card reporting a balance although more than 30 percent than several reporting balances. In my experience others my have different experinces, but EXP seems to ding me more for having several cards reporting balances than just the (1) hence my EXP went up from 677 in Nov last year (8) cards reporting balances to 719 currentkly with only (1) card reporting a balance. While TU &EQ are merly affected at all.

FiCo8 Scores 7/19/2017: TU8 (713) EQ8 (704) EX8 (722)
Inquires:TU(8) EQ(11) EX(15)

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