Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[cobaltnv]

I am officially a full fledged member of the 800 club. TU was the last across the line and recently went from 798 to 810. EX has historically been my mid score so I assume it has at least remained above 800.

Of course, this all may be short lived as I will likely be purchasing a new home soon and next May-June I am schedule to lose some very old accounts (old student loans).

This board has been great in helping me drastically improve my credit--thanks to everyone.

Over the past 1.5 years I have had the following changes:

TU 715 to 810

EQ 739 to 813

EX 748 to 804 (as of Jan 2009) 

[Anonymous]

---

@cobaltnv wrote:

I am officially a full fledged member of the 800 club. TU was the last across the line and recently went from 798 to 810. EX has historically been my mid score so I assume it has at least remained above 800.

Of course, this all may be short lived as I will likely be purchasing a new home soon and next May-June I am schedule to lose some very old accounts (old student loans).

This board has been great in helping me drastically improve my credit--thanks to everyone.

Over the past 1.5 years I have had the following changes:

TU 715 to 810

EQ 739 to 813

EX 748 to 804 (as of Jan 2009) 

---

It's time to celebrate!  That's wonderful news. 

Congratulations, cobaltnv!

[MarineVietVet]

Great news!!!

[creditwherecreditisdue]

---

@cobaltnv wrote:

I am officially a full fledged member of the 800 club. TU was the last across the line and recently went from 798 to 810. EX has historically been my mid score so I assume it has at least remained above 800.

Of course, this all may be short lived as I will likely be purchasing a new home soon and next May-June I am schedule to lose some very old accounts (old student loans).

This board has been great in helping me drastically improve my credit--thanks to everyone.

Over the past 1.5 years I have had the following changes:

TU 715 to 810

EQ 739 to 813

EX 748 to 804 (as of Jan 2009) 

---

Tremendous job! Congratulations!

[Anonymous]

How long does it take to build a 760 score?

[creditwherecreditisdue]

---

@Anonymous wrote:
How long does it take to build a 760 score?

---

There is no fixed answer to this question. Generally speaking it is very difficult to produce a 760 FICO score from a CBR which contains negative information. Maybe one more than two year old 30-day late, possibly two very old lates on the same account. Beyond that very tough to impossible. 

[Anonymous]

---

@Anonymous wrote:
How long does it take to build a 760 score?

---

No one knows for sure...

It helps to have the following:  high AAoA, low number of inquiries, low utiliztion, good mix of credit (revolving, installment, retail, etc), no accounts less than one year old, and clean reports.

[Anonymous]

My scores haven't changed since the last time I posted them, in February:

[plasticman]

Hi psychic,

My scores are:

TU 794   EQ 784

I think your scores may have changed some...a different color maybe?

[Anonymous]

---

@plasticman wrote:

Hi psychic,

My scores are:

TU 794   EQ 784

I think your scores may have changed some...a different color maybe?

---

You're right!  They are a different color!

Your scores are great.  Congratulations on being a FICO High Achiever!