Reply
Valued Contributor
my-own-fico
Posts: 1,299
Registered: ‎01-05-2010
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


ncscgirl2005 wrote:

 

Finally up to 805!! :smileyhappy:



Good to hear, tell us all about it!

Are you living within your means?
Moderator Emeritus
psychic
Posts: 1,518
Registered: ‎04-20-2007
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


ncscgirl2005 wrote:

Finally up to 805!! :smileyhappy:


Good for you, ncscgirl2005!  Congratulations!

EQ 814 / TU 815 / EX 842
Moderator Emeritus
beamMEup
Posts: 4,470
Registered: ‎12-31-2008
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


ncscgirl2005 wrote:

Finally up to 805!! :smileyhappy:



Beautiful!

Just puttin' syrup on something, don't make it pancakes.
Frequent Contributor
ficonightmare
Posts: 423
Registered: ‎10-25-2010
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[ Edited ]
Your Equifax FICO® score: 814

On July 2, 2011

Score Watch® does not check your FICO® score every day, so there may be a delay between a change in your FICO® score and the time you receive an alert from Score Watch.

Your Equifax FICO® score is great
 
First report:
Your Equifax FICO® score: 711

On October 25, 2010

Score Watch® does not check your FICO® score every day, so there may be a delay between a change in your FICO® score and the time you receive an alert from Score

Watch.

 

8 1/2 Months later my score went up 103 points. Huge thanks to the mods and posters for sharing all their experiences and giving all their help.

 

Now, if I can only get TU to break 800!!

 

Starting Score: 600s
Current Score: EQ 08 798 on 5/28/14, TU 792 on 5/27/4 via Barclay, EX 798 on 5/28/14
Goal Score: 760


Take the FICO Fitness Challenge

.
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Whew! That's wonderful!!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
New Contributor
Eurosooner7
Posts: 55
Registered: ‎05-12-2007
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Congrats!!

FICO Score challenge 2011

1. GOAL 750

2. CURRENT 687 695 679

3 PLANS Decrease UTIL %..Im currently at 75% EEEEKKK!!!
New Contributor
DrW75
Posts: 58
Registered: ‎05-05-2011
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[ Edited ]

I guess I'm official now, too.

 

Lender pulled scores 6/8/11

EX  798

EQ  768

TU  761

 

The advice here was generally quite helpful.  I wasn't in a situation where I needed to bring myself back from bad scores.  Starting out, my scores were pretty reasonable, good enough to qualify for excellent rates.  But, the info here helped me strategize on how to pay off some debt, prepare for buying a house and maximize my loan options.  When I walked into the lender's office, I was confident that I knew what to expect.

 

I did occasionally dislike posts from people who advocate that if you have any debt, you have no business of buying a house or a car.  Often, their footers boasted scores in the upper 700s to 800s.  It's a bit sanctimonious to preach down to the masses from those lofty heights.

 

But what really makes a difference here are the real life stories of people who have managed to get themselves sorted after a bad situation.  Crap can hit the fan for anyone; we're all one heart attack or car accident or natural disaster away from financial ruin through no fault of our own.  Just because someone has low scores doesn't make them a low life.  I liked how many here provided supportive advice, or just support even if they didn't have useful advice to offer.

 

Anyway, thanks for the learning experience.  Let's just hope all goes smoothly until closing on the 29th.

Moderator
MarineVietVet
Posts: 14,897
Registered: ‎07-14-2009
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


DrW75 wrote:

I guess I'm official now, too.

 

Lender pulled scores 6/8/11

EX  798

EQ  768

TU  761

 

The advice here was generally quite helpful.  I wasn't in a situation where I needed to bring myself back from bad scores.  Starting out, my scores were pretty reasonable, good enough to qualify for excellent rates.  But, the info here helped me strategize on how to pay off some debt, prepare for buying a house and maximize my loan options.  When I walked into the lender's office, I was confident that I knew what to expect.

 

I did occasionally dislike posts from people who advocate that if you have any debt, you have no business of buying a house or a car.  Often, their footers boasted scores in the upper 700s to 800s.  It's a bit sanctimonious to preach down to the masses from those lofty heights.

 

But what really makes a difference here are the real life stories of people who have managed to get themselves sorted after a bad situation.  Crap can hit the fan for anyone; we're all one heart attack or car accident or natural disaster away from financial ruin through no fault of our own.  Just because someone has low scores doesn't make them a low life.  I liked how many here provided supportive advice, or just support even if they didn't have useful advice to offer.

 

Anyway, thanks for the learning experience.  Let's just hope all goes smoothly until closing on the 29th.



If this was the case I would still not have a house or car.  :smileytongue:

 

Congratulations on your scores.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

New Visitor
enjoy805
Posts: 3
Registered: ‎07-28-2011
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

quick question, im new to this forum what computer programs are being utilized, in helping with fico scores?

Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

 


enjoy805 wrote:

 

quick question, im new to this forum what computer programs are being utilized, in helping with fico scores?


Welcome to the forums! I'm not sure I understand your question.:smileyhappy:

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}