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Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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andyaycw
Frequent Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Nicely done edward. We're about the same age, and I'll echo the sentiment by others here and say it's great to see another young adult taking control and being responsible with credit, especially given the fact that media has done quite well saying young adults are terrible at managing finances and credit. It's a great feeling to know that the next time you need to apply for a loan, that your credit is in tip top shape.  

 

I suppose I'll take this opportunity to chime in myself.  I closed on a home several months ago with FICO scores pulled at  776, 779, and 781. 


Starting Score: EQ 773, TU 766
Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800


Take the FICO Fitness Challenge
Message 881 of 2,020
bdhu2001
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


@andyaycw wrote:

Nicely done edward. We're about the same age, and I'll echo the sentiment by others here and say it's great to see another young adult taking control and being responsible with credit, especially given the fact that media has done quite well saying young adults are terrible at managing finances and credit. It's a great feeling to know that the next time you need to apply for a loan, that your credit is in tip top shape.  

 

I suppose I'll take this opportunity to chime in myself.  I closed on a home several months ago with FICO scores pulled at  776, 779, and 781. 


Congrats to andyaycw and edward!!!

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


Take the myFICO Fitness Challenge
Message 882 of 2,020
sarge12
Senior Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I finally have all my scores over 800!!!! woo hoo!!!

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 883 of 2,020
sarge12
Senior Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Has anyone ever actually gotten an 850 perfect score??? Is it even possible???

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 884 of 2,020
vanillabean
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


@sarge12 wrote:

 

Has anyone ever actually gotten an 850 perfect score??? Is it even possible???


 

It is. Smiley Very Happy

 

Message 885 of 2,020
LilyBee
Regular Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Yes, Sarge.  Someone posted 850 across the board not too long ago.  Mine are pretty close, but I still have a mortgage that keeps me 'honest.'  Perhaps by the end of the year, I can ring the 850 bell.  Smiley Wink  However, anything over 700 is a good score.

 

 

--------------------------------------------------------------------------------
Starting scores:2007 - TU-850; EX-850; EQ-850. JUNE 11, 2015 - TU-850; EX-850, EQ-850 - Also FICO 8.
LATEST SCORES: EQ: 850; TU: 850; EX: 850; FICO 9 - AS OF MARCH 7, 2016

LATEST SCORES AS OF Nov. 24, /2016 - TU- 850; EQ - 846; EX - 836.- Smiley Sad
Scores as of June 1, 2017: EQ - 842; TU 841; EX - 842;
SCORES as of April 19, 2018: EQ - 834; TU - 841; EX - 832.
New numbers will be posted in 2021
Message 886 of 2,020
android01
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

FICO 850.2.jpg

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 887 of 2,020
sarge12
Senior Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

   I spent YEARS dotting every I and crossing every T to get all three scores above 800. Once achieved did I recieve a gold watch or trophy maybe...nah..nothing!!! Having said that, I want 850 so bad I can taste it!!!!

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 888 of 2,020
sarge12
Senior Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I wonder if anyone at the credit agencies has ever removed a baddie for say 5000 dollars under the table. It seems there would be some bribery and corruption for profit. I mean if one could get a BK removed from all three agencies records for say 15 grand...just sayin....Do they have a fool proof security measures to prevent this kind of agency employee corruption???

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 889 of 2,020
Revelate
Moderator Emeritus

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?


@sarge12 wrote:

I wonder if anyone at the credit agencies has ever removed a baddie for say 5000 dollars under the table. It seems there would be some bribery and corruption for profit. I mean if one could get a BK removed from all three agencies records for say 15 grand...just sayin....Do they have a fool proof security measures to prevent this kind of agency employee corruption???


Doubtful for a whole lot of reasons: not the least of which it'd be a lot easier to do it at the OC anyway.  

 

Fact is nobody at Experian has access to the EQ data and vice versa, similar with TU as well.




        
Message 890 of 2,020
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