Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[Ubuntu]

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@iv wrote:

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@Ubuntu wrote:

I've never personally experienced it but I've read several times (no citations handy) that some businesses use FICO scores as a factor in the hiring process. I always assumed that was done as a measure of a persons character but there might be a statistical correlation between FICO scores and success in certain industries or certain job specific tasks.

No real point here just typing out loud.

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I've never run into scores being used for employment. Reports? Frequently. But I've never seen scores used.

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I stand corrected, it is indeed credit reports / files / history that employers use in hiring decisions. That said, while a report isn't a FICO score it is the basis for one. A potential employer won't get your actual FICO score from the credit bureau but they can certainly ballpark your score just from reading your file or use their own FAKO scoring model.

To bring this full circle my intention was to agree that a FICO score isn't in any way an indicator of what kind of human being you are but when your credit history is given to "Evil Corp" (Mr. Robot reference) or any other entity making automated decisions about you the behavior revealed in your credit history can certainly be used to judge your value to them.

[9CLINE]

all 3 above 760...

[EdMan63]

Now that my last CO cleared my EQ I have all three above 760. Now to make sure they all stay there!!!!

[Vivian187]

II'm happy to say I have a high FICO score of 866 and my lowest score is 844 cc utilization is 9%.

[LilyBee]

Something to be happy about, Vivian.  Is that 866 an auto lender score? 

[SouthJamaica]

It probably won't last but I just shot up 73 points on TU from 736 to 809, when my 1 negative, an old public record, fell off my report.

[Anonymous]

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@SouthJamaica wrote:

It probably won't last but I just shot up 73 points on TU from 736 to 809, when my 1 negative, an old public record, fell off my report.

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Public records impact your score? Do you mean like a BK?

[Anonymous]

EQ is not complying right now but both my EX and TU are above 760 (check sig).

[SouthJamaica]

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@Anonymous wrote:

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@SouthJamaica wrote:

It probably won't last but I just shot up 73 points on TU from 736 to 809, when my 1 negative, an old public record, fell off my report.

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Public records impact your score? Do you mean like a BK?

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Negative public records have a huge impact on your score. Tax liens, judgments, bankruptcies, foreclosures. Stuff like that.

[Anonymous]

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@SouthJamaica wrote:

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@Anonymous wrote:

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@SouthJamaica wrote:

It probably won't last but I just shot up 73 points on TU from 736 to 809, when my 1 negative, an old public record, fell off my report.

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Public records impact your score? Do you mean like a BK?

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Negative public records have a huge impact on your score. Tax liens, judgments, bankruptcies, foreclosures. Stuff like that.

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Duly noted...thanks.