Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[Anonymous]

As of February 5th my scores are as follows!

Transunion: 797

Equifax: 800

Experian: 815

Yay for my little 31 year old self!....I'm doing the happy dance!

[fused]

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LindseyW wrote:

As of February 5th my scores are as follows!

Transunion: 797

Equifax: 800

Experian: 815

Yay for my little 31 year old self!....I'm doing the happy dance!

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Welcome to the forums!

Your scores are amazing, welcome to the 800 club.

[Anonymous]

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@Anonymous wrote:

As of February 5th my scores are as follows!

Transunion: 797

Equifax: 800

Experian: 815

Yay for my little 31 year old self!....I'm doing the happy dance!

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Fantastic scores, LindseyW!  Congratulations!

[Anonymous]

Lindsey, you go girl!

When I was 31 years old, I was close to $40k in credit card debt, was still paying off 3 student loans and had just paid off my 2nd car (yes, I was a single female with 2 cars.)  When my boyfriend borrowed my Amex (which I only used in emergencies) and racked up $5k in charges in one month, I was at the end.  I had never missed a payment, but my high balances caused all of the interest rates to get jacked up on my cards.  I was paying over $700/month in interest charges alone and not able to get ahead.  It was a dark time.

You, on the other hand, are in the stratosphere that I thought would be unachievable until at least 35 years old (due to average length of credit history and all those other things out of our control.)

Congratulations!

[Junejer]

Congrats on the great scores for both bulbisaur and lindsey. Excellent job.

[haulingthescoreup]

Congrats to all, and without sounding too jealous, I'm hoping that we all remember that we are talking FICO scores, pulled from this site.

Scores directly from the CRA's (except for EQ) are not FICO scores, and they often run higher than the real things.

Sorry, I definitely don't want to be a party-pooper, but this is just a dreary little thing that I feel obliged to type every now and again...

Anyway, glad to have all the new folks here!

And my TU is up to 755, sooooooo close...


eta: whoops, italics run amok. There's a reason that 99% of the time, I click the Preview button...

Message Edited by haulingthescoreup on 02-11-2009 04:47 PM

[Anonymous]

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@haulingthescoreup wrote:
Congrats to all, and without sounding too jealous, I'm hoping that we all remember that we are talking FICO scores, pulled from this site.

Message Edited by haulingthescoreup on 02-11-2009 04:47 PM

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A valid point, mine were pulled from this site. 

[Anonymous]

I have never seen or purchased scores from anyone but myFICO.  Why would you?  If the point in seeing your scores is to know where you stand with creditors, why would you want FAKO scores that give you a false sense of satisfaction?

That being said, I do appreciate HTSU watching out for all of us who want real encouragement, not FAKO encouragement.  In fact, I appreciate all of the dedication that HTSU gives to this forum everyday.  Of the few forums that I have joined, many of them start off friendly and helpful, making them enjoyable to participate in.  However, without careful moderating, one or two unhappy people can turn the whole atmosphere negative.  HTSU does a great job of not letting that happen, in a friendly and encouraging way.

[Junejer]

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bulbisaur wrote:

I have never seen or purchased scores from anyone but myFICO.  Why would you?  If the point in seeing your scores is to know where you stand with creditors, why would you want FAKO scores that give you a false sense of satisfaction?

That being said, I do appreciate HTSU watching out for all of us who want real encouragement, not FAKO encouragement.  In fact, I appreciate all of the dedication that HTSU gives to this forum everyday.  Of the few forums that I have joined, many of them start off friendly and helpful, making them enjoyable to participate in.  However, without careful moderating, one or two unhappy people can turn the whole atmosphere negative.  HTSU does a great job of not letting that happen, in a friendly and encouraging way.

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These companies are very adept at getting people to buy their "credit score" and then they usually end up here complaining about the differences in scores.  Most consumers couldn't tell their FICO from a FAKO if it walked up to them and kissed them square on the lips.

This needs to be restated every now and then.

[tatiana]

I helped my dad buy his FICOs today. 

His TU was 806.  His EXP was 836.  We haven't gotten to TU yet, but I'm sure it'll be another obscene number.  xD