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Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Frequent Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I'm really close! EXP - 744

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Message 721 of 1,446
New Member

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

After a refi on the mortgage in January, the FICO scores took a bit of a hit. But, thanks to leveraging this site and using the score tracking, I was able to recover rather quickly from the mid 600's. Most of it was settling out from the refi, but, a good portion was also understanding how FICO scores actually worked. This site is invaluable in that regard.

 

EQ 768,  EX 772,  TU 789

Message 722 of 1,446
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Joined the 800 club...for the first time...EVER! 

 

Was previously in the upper 700s range,  with TU (TU98) showing a 779 here.  Prior to going in the Garden, got some scores from issuers (as noted in my signature) that are more relevant, since they are newer scoring products.  So 2 out of 3 now has me above 800!  I have no idea where I am EX-wise, other than what I can get from their site and CS, which puts me in the 750ish range. 

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Message 723 of 1,446
Valued Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

well then. 

 

thought it was 750 =/ soon enough

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 724 of 1,446
Regular Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Well one day i will be posting here again but instead of a 512 it will be a 760++ score!!!! 

 

One day at a time... Damn my  ignorance got me here... :-( 

 

Hey my credit is not that bad.. at least i got a couch with a 87% APR Smiley Happy

Starting Score: 462 Smiley Sad journey started on 3/29/2013
Current Score: EXP 715 Smiley Happy EQ 720 Smiley Happy TU 700 Barclaycard fico Smiley Happy
Goal Score: 700+ one day Smiley Happy update... 750+ across the board


Take the myFICO Fitness Challenge


Message 725 of 1,446
New Visitor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Hi,

 

My fico score dropped 13 points since I opened a new credit card about 2 months ago. I was suprised it dropped because the new credit card has a higher limit than any of my other cards.

 

No other changes have been reported.

 

Does any one know how long or if it my score will go back up some time soon?

 

Thank You

Message 726 of 1,446
Regular Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Nano - I don't think it really matters how high a credit limit is, if you apply for a new card, your score will drop.  If you charge on it, it will probably drop further.  It might take a couple of months of usage or not for a credit score to go up again.  Keep track of how you use your cards; and limit yourself to minimal charges if at all.

 

--------------------------------------------------------------------------------
Starting scores:2007 - TU-850; EX-850; EQ-850. JUNE 11, 2015 - TU-850; EX-850, EQ-850 - Also FICO 8.
LATEST SCORES: EQ: 850; TU: 850; EX: 850; FICO 9 - AS OF MARCH 7, 2016

LATEST SCORES AS OF Nov. 24, /2016 - TU- 850; EQ - 846; EX - 836.- Smiley Sad
Scores as of June 1, 2017: EQ - 842; TU 841; EX - 842
Message 727 of 1,446
Regular Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I am not sure it counts but I jumped over 800 on EQuifax... my score here shows 789 but I apped for Discover and was approved. The letter in the mail had my EQ score attached, which was 819....

 

My Experian is 767 according to the Bank of america Approval Letter during the same app spree...

 

My TU is the only lowball... showing up at walmart as 739...

 

So to recap

EQ: 819

EX: 767

TU: 739...

 

This is with a forecloser at 5.5 years old on all three reports...  

Message 728 of 1,446
Regular Contributor

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Sette - I guess strange things happen when you're not looking. Smiley Indifferent   Are your scores FICO scores or something else? 

--------------------------------------------------------------------------------
Starting scores:2007 - TU-850; EX-850; EQ-850. JUNE 11, 2015 - TU-850; EX-850, EQ-850 - Also FICO 8.
LATEST SCORES: EQ: 850; TU: 850; EX: 850; FICO 9 - AS OF MARCH 7, 2016

LATEST SCORES AS OF Nov. 24, /2016 - TU- 850; EQ - 846; EX - 836.- Smiley Sad
Scores as of June 1, 2017: EQ - 842; TU 841; EX - 842
Message 729 of 1,446
New Member

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I have a EQ Fico of 801
Message 730 of 1,446