Reply
Frequent Contributor
Posts: 374
Registered: ‎02-10-2013
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I'm really close! EXP - 744

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



New Member
Posts: 1
Registered: ‎03-05-2013
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[ Edited ]

After a refi on the mortgage in January, the FICO scores took a bit of a hit. But, thanks to leveraging this site and using the score tracking, I was able to recover rather quickly from the mid 600's. Most of it was settling out from the refi, but, a good portion was also understanding how FICO scores actually worked. This site is invaluable in that regard.

 

EQ 768,  EX 772,  TU 789

Valued Contributor
Posts: 1,425
Registered: ‎08-30-2011
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Joined the 800 club...for the first time...EVER! 

 

Was previously in the upper 700s range,  with TU (TU98) showing a 779 here.  Prior to going in the Garden, got some scores from issuers (as noted in my signature) that are more relevant, since they are newer scoring products.  So 2 out of 3 now has me above 800!  I have no idea where I am EX-wise, other than what I can get from their site and CS, which puts me in the 750ish range. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015
Valued Contributor
Posts: 2,266
Registered: ‎07-23-2012
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[ Edited ]

well then. 

 

thought it was 750 =/ soon enough

Current: Discover Fico 701 3/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 5 TU 1 EX 1 | Most Recent: 03/23/2015
Over 12 Months:6


2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6400
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
Posts: 135
Registered: ‎03-06-2013
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[ Edited ]

Well one day i will be posting here again but instead of a 512 it will be a 760++ score!!!! 

 

One day at a time... Damn my  ignorance got me here... :-( 

 

Hey my credit is not that bad.. at least i got a couch with a 87% APR :smileyhappy:

Starting Score: 462 :smileysad: journey started on 3/29/2013
Current Score: EXP 715 :smileyhappy: EQ 720 :smileyhappy: TU 700 Barclaycard fico :smileyhappy:
Goal Score: 700+ one day :smileyhappy: update... 750+ across the board


Take the myFICO Fitness Challenge


New Visitor
Posts: 1
Registered: ‎02-10-2013
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Hi,

 

My fico score dropped 13 points since I opened a new credit card about 2 months ago. I was suprised it dropped because the new credit card has a higher limit than any of my other cards.

 

No other changes have been reported.

 

Does any one know how long or if it my score will go back up some time soon?

 

Thank You

Regular Contributor
Posts: 106
Registered: ‎01-23-2009
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Nano - I don't think it really matters how high a credit limit is, if you apply for a new card, your score will drop.  If you charge on it, it will probably drop further.  It might take a couple of months of usage or not for a credit score to go up again.  Keep track of how you use your cards; and limit yourself to minimal charges if at all.

 

--------------------------------------------------------------------------------
Starting Score (1/1/07) - EQ: 813 -- TU: 804 -- EX 825
Updated scores (8/15/14) - EQ - 847; TU-846; EX-841
Current Scores (12/20/14) EQ: 850; TU: 850; EX 844

Goal Score (12/31/15) WHATEVER
Regular Contributor
Posts: 222
Registered: ‎01-08-2011
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I am not sure it counts but I jumped over 800 on EQuifax... my score here shows 789 but I apped for Discover and was approved. The letter in the mail had my EQ score attached, which was 819....

 

My Experian is 767 according to the Bank of america Approval Letter during the same app spree...

 

My TU is the only lowball... showing up at walmart as 739...

 

So to recap

EQ: 819

EX: 767

TU: 739...

 

This is with a forecloser at 5.5 years old on all three reports...  

Regular Contributor
Posts: 106
Registered: ‎01-23-2009
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

Sette - I guess strange things happen when you're not looking. :smileyindifferent:   Are your scores FICO scores or something else? 

--------------------------------------------------------------------------------
Starting Score (1/1/07) - EQ: 813 -- TU: 804 -- EX 825
Updated scores (8/15/14) - EQ - 847; TU-846; EX-841
Current Scores (12/20/14) EQ: 850; TU: 850; EX 844

Goal Score (12/31/15) WHATEVER
New Member
Posts: 3
Registered: ‎03-25-2013
0

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

I have a EQ Fico of 801
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.