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It was a Honda card. I owe roughly $400 on it and can pay it off but wonder if I should pay Sam's first? That was a stupid tax that I have been paying for for a long time. Wanting to get a 203k loan shortly. Thanks.
@sunshine2 wrote:It was a Honda card. I owe roughly $400 on it and can pay it off but wonder if I should pay Sam's first? That was a stupid tax that I have been paying for for a long time. Wanting to get a 203k loan shortly. Thanks.
Welcome to the forums!
Was hoping to get a better answer than what I'd give; however, I would suggest simply paying the closed tradeline first. Isn't likely to matter that much from a score perspective, but from an underwriting one a closed account with balance is no bueno and I'd take care of that one first.
+1 pay the closed account. I was denied credit for a balance on a closed account.
Appreciate it. I shall do that.