I need some help. My credit score was 620 and it dropped to 562. Based on the reasoning provided by MyFico it was because of a credit inquiry by
PAC CREDIT REPORTS Inquiry date: 2/13/2007
Contact: PAC CREDIT REPORTS, PO Box 66, Aurora, IL, 605070066 • (708) 897-6700
I tried contacting the number provided and it appears to be inoperative, I did a search on the web but I was not able to find any information on PAC CREDIT REPORTS. Does anybody have any idea who they are? My credit dropped 59 points just for their inquiry. I need to contact them and find out what is going on. Any suggestions? Any help and/or advice will be appreciated. Thanks in advance.
Pac is an inquiry from the company you request a copy of your credit report. I had a bank charge with that companys name list and it was not clear to me and the bank traced it to the free credit report company on line. If you signed up for them to watch your credit each month this same name will show up on your bank statements. Hope this will help you clear up the problem.