07-23-2007 07:17 PM
07-23-2007 07:50 PM
07-23-2007 08:17 PM
07-23-2007 08:30 PM
07-23-2007 08:40 PM
Thats interesting. I had 1 collection paid in 2003 and a few lates in 2003 and 2004 but nothing since. I am guessing the only reason your able to recover easier is due to your account history being 11 years old. My oldest account is about 5 years old and most are 2 years or less. When you said your collections are showing paid or paid as agreed. I have a question on this regarding how it shows up on the reports. On my EQ CR it shows "Current Status" as "Collection Account" and Activity Description as Paid. Other CB show similar current status where it says collection but zero balance so they say its paid and reporting correctly. Do you have the same experience? Also did you happen to get any student loans good willed? Thanks
07-23-2007 08:42 PM
07-23-2007 08:48 PM
Did they get deleted because of your consolidation or did they just not respond? I found so far anything to do with education loans is verified very well unfortunately. On your CA you said they were gone but do you mean PFD or just showing as paid?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.