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which is better for score...PIF or Removal of Lates? Cap One will NOT remove tradeline
@damnedanddetermined wrote:which is better for score...PIF or Removal of Lates? Cap One will NOT remove tradeline
Removal of any delinquency / derogatory trumps everything else in the algorithm.
Even from a practical perspective discounting how the algorithm is designed, fact is you can't get to gold-platedness with derogs, so getting a clean sheet should be on everyone's goal list.