Paid Chargeoff Drops score ....

[surferchris]

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@JustinA wrote:
Love the optomism!

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Belief in an ultimately postive outcome (for all of us) in regards this credit stuff, is the only thing that keeps me motivated to conue the journey...lol

[JayTee1]

For what itt's worth, the simulator at CCT was dead on, just about.  

Today, 6/1, I regained 15 of the points I lost.  CCT predicted I would gain 16 points in a single month by "paying bills on time."

I really thought it would be inaccurate, since that's quite a bump for just having a month pass, but that's exactly what happened.

I'd love to see how accurate the myfico simulator is, but I never can really, since I can only use it once every three months when I get the 3B update.

A bit off topic, but thought I'd share in this thread.

[surferchris]

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@JayTee1 wrote:

For what itt's worth, the simulator at CCT was dead on, just about.  

Today, 6/1, I regained 15 of the points I lost.  CCT predicted I would gain 16 points in a single month by "paying bills on time."

I really thought it would be inaccurate, since that's quite a bump for just having a month pass, but that's exactly what happened.

I'd love to see how accurate the myfico simulator is, but I never can really, since I can only use it once every three months when I get the 3B update.

A bit off topic, but thought I'd share in this thread.

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Congrats on that.

[Anonymous]

Hey Justin!  Did you ever see a score boost?  

[JustinA]

Everything is late updating...no updates on fedloan or paid collection. Pretty irritating...